Facts:
In 1985, PANMALAY filed a complaint for damages with the RTC
of Makati against private respondents Erlinda Fabie and her driver. PANMALAY
averred that: it is an insurer of a Mitsubishi Colt Lancer car registered in
the name of Canlubang Automotive Resources Corporation; on May 26, 1985, due to
the "carelessness, recklessness, and imprudence"...
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